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Buying Your Home with Us

Contact a SMOKY MOUNTAIN REALTOR
A Mighty Peaks Real Estate Agent can help you through the entire process of buying a Smoky Mountain home, cabin, chalet, or condo.  This process starts with finding a mortgage lender, assisting with finding a competent inspector, and finally closing.  Of course, Mighty Peaks may help you sourcing contracts for improvement and finding the best property management company available, unless you are purchasing a primary or secondary home.

Get Pre-Approved for a Loan to Buy in Gatlinburg/Pigeon Forge/Sevierville

Gather a file for your credit statement, your FICO score, and annual financial statement.  Do what you can in the short-term to protect, or even increase, your credit score.  You can get most of this  information online.  Your CPA or local banker may also help you with financial advice.  Your Mighty Peaks Agent can also help you with mortage lender contacts.  It will be your choice to select the best deal and mortage package for your real estate purchase in Smoky Mountains, Tennessee.

Select your Price Range & Areas of Interest for your Purchase

It should become apparent to you how much home you can afford here in the Smokies.  You can narrow down the search for the perfect cabin or chalet by price, size, age, location, amenities, and accessibility.  Your Mighty Peaks Realty Agent will inquire whether the Smoky Mountain Home will be used for your primary or secondary residence or investment vacation rental.  They will gather this information to help you with your Search.

Begin Searching & Evaluating the Market in Gatlinburg & Pigeon Forge

You can search here on Mightypeaks.com for listings that meet your criteria, as well as market data that may help guide you.  Identify the Smoky Mountain homes that may fit what you are looking for & record the MLS.  Your Mighty Peaks agent will use the property address or MLS # to find more information for you & set up an appointment for you to see the property.  You may want to use Mighty Peaks Realty website several times to find potential listings for you to view.  Condense your search as much as possible using the MLS listing information.  Use your price range, resort neighborhoods, size of home, amount of bedrooms, amount of bathrooms, views, locations, age of property, and other essential credentials that are vital in your decision to buy.

Our agents will assist you in finding the optimal property through a home tour. Your agent can also search for you and even add cabins and chalets they feel will fit into your search criteria.  They can also keep an eye on what’s new on the market or what price changes may make hot-listed properties more attractive.  Begin evaluating the listings you see to see if you can see yourself living there or investing in this time of home for the short-term and/or long-term in the Gatlinburg, Pigeon Forge, Sevierville, & surrounding areas.  Remember to record the details and notes you may have for each home you visit on the Smoky Mountain home tour.  Write the Pros and Cons with each property to compare them.  This will help you narrow down your choices until you find the one that is right for you to consider further.  You may then inquire further about the cabin or chalet listed or even make an offer on the property.

Make an Offer

When you have selected the Smoky Mountain home you want to buy, be prepared to assist your Mighty Peaks agent with a written offer.  Your Smoky Mountain agent understands the market values in Gatlinburg, Pigeon Forge, & surrounding areas.  They can help you arrive at a price that gives your offer the best chance of being accepted or at least be considered for an optimal purchase price. 
Your offer may not be accepted immediately, but you can negotiate further on the home through your agent.  Always consider the other Smoky Mountain listings you may have interest, in case, your offer and following counteroffers are not accepted.  Most marketplaces have availability and there will be the perfect home available at some time for you & your family.
Once Your Offer Is Accepted:

  • You'll be asked to submit an earnest money deposit that is refundable if the offer is not   accepted.  If it is accepted, Mighty Peaks’ will hold the earnest money in escrow until your closing.  At that time, it will be used towards the purchase price as a credit.
  • Begin making moving arrangements or a list of things that need to be done if you are not moving into your Smoky Mountain home. 
  • Have the property professionally inspected.  Your agent will make a recommendation(s)
  • If necessary, make repair requests based on the inspection report.
  • Obtain homeowner's insurance.  You will need overnight rental insurance if you choose to rent it on the Gatlinburg & Pigeon Forge rental market.
  • Contact utilities (phone, internet, gas, electric, security, etc)
  • Before closing, do a walk-through investigation of the property.
  • Obtain a cashier's check for the down payment and closing costs.

At Closing:

  • Make sure the terms & conditions of the mortgage statement are correct, before signing.
  • Get your keys, copy of records, & mortgage coupons.  Congratulations!

ENJOY YOUR NEW HOME!
Reasons to use a Realtor in your Home Search

When buying a home, consider that it is probably the largest investment of your lifetime.  Having an experienced professional Smoky Mountain Real Estate agent representing you & consulting with you throughout the transaction is a wise decision.

Buying a home can be an extremely important personal and financial decision.  Mighty Peaks Realty agents understand the real estate process, the local market, as well as the overnight rental market in Gatlinburg & Pigeon Forge.  They can help you and allow you to be more confident with your search & purchase.

The home purchase process can be an extensive process, but can be made much easier with a Mighty Peaks agent involved.  They can help you make the right decisions and help you avoid overlooking a step when buying your Smoky Mountain property.  They can help you with the past, present, and possibly the future details of our area, the community, and people involved in the housing and tourism industries here.  They have a network in place that will comfort you and allow you to work much quicker through the transaction purchase.

Mighty Peaks Real Estate Agents will be objective and point out advantages, as well as disadvantages, to certain locations and listings.  Your Real estate agent will also give you some added perspective of what it will take to find the best deal, create the most value and demand in terms of resale, and help you maximize the benefits of home ownership.

Mighty Peaks Realty •3121 Veterans Bvld • Pigeon Forge, TN 37863
Toll Free: 1-866-286-8284Local: 865-908-4948Fax: 865-908-4995

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